Flexible Business Loans UK

Simple Small Business financing between £5,000 - £100,000, for any business purpose.

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Based on 59 reviews

Nice service and very quick

Nice service and very quick

Scaffolding PL Ltd
Excellent customer service fro

Excellent customer service from Hayley, very helpful from start to finish! Happy...

Karl Dodding
Great team to work with

Great team to work with. We have received several loans from cubefunder...

Ashish Patel
Excellent customer service

Always fantastic service from Cubefunder. Although a slight glitch that was soon...

Great service

Great service. Very quick and efficient. Great customer care. These are the thin...

Smilemaker Dental Practice Limited
Reliable funding group

Reliable funding group! Specially for small businesses...

Greg Lumakin
Cubefunder were fantastic thro

Cubefunder were fantastic throughout the whole process of our loan process. Fast...

Katie Cannon
ATS - Thank you Hayley.

Recently, ATS have reached out to Cubefunder, who’s staff and a particular Ms H...

Michael Mansell

Simple Business Loans

Flexible Repayment Schedule

Flexible Repayment Schedule

Our short-term business loans come with a flexible repayment plan tailored for your business.

No Extra Fees

No Extra Fees

No late payment charges. No early repayment fees. No confusing APR, just a simple fixed cost of credit.

Simple Application  Process

Simple Application Process

Simply complete our online application form and our friendly team will be in touch to progress your loan application.

The Cubefunder Lending Process

  • 01 Apply


    Takes less than 2 minutes to apply online, we only require basic information like your contact details and your company name. No business plans or bugets required.

  • 02 Quick Call

    Quick Call

    Within 30 minutes, our dedicated customer service team will reach out to get a better understanding of your business and your funding requirements.

  • 03 Underwriting


    As soon as we receive the required documents, our team will review your information and determine how much we would be able to lend to your business.

  • 04 Meet us

    Meet us

    On the same day (before funding), a member of our team will visit you at your place of work so you can get to know us and we can get to know you and your business.

Funding Purpose

Funding For All Business Purposes

A Cubefunder unsecured business loan can be used for any business purpose. Here is a list of the common purposes that we provide a business loan for. This is not an exhaustive list, we will consider any valid business purpose including plugging a cash flow gap ahead of a rent or VAT quarter.

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  • Working Capital
    Working Capital
  • HMRC Payments
    HMRC Payments
  • Unexpected Bills
    Unexpected Bills
  • Rent/Rates
  • Wages/Salaries
  • Stock
  • Expansion
  • Cashflow Buffer
    Cashflow Buffer
  • Refurbishment

We still lend

Banks said no

Banks said no

Let down by the traditional institutions? We will still consider your application for a business loan.

Nothing in this world is perfect. We review your whole business and not just an arbitrary score.

Less Than 12 Months <br>In Business

Less Than 12 Months
In Business

As long as you have been trading for at least 3 months, we will consider your business loan application.

The Reason For <br>Needing The Funding

The Reason For
Needing The Funding

We provide businesses with the funding they need for any valid business reason.

Sectors We Lend To

Here is a list of the common types of business we lend to. However, if you can’t see your business below, don’t let that stop you from applying

The Cubefunder Difference

A fast and flexible lending solution for your small business financing needs.

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No Late Payment <br>Penalties

No Late Payment

No late payment penalties. If your business hits a speedbump, give our team a call and we will work with you.

No Early Repayment <br>Penalties

No Early Repayment

We don't punish small businesses for being successful. We don't charge any fees for settling loans earlier than expected.

Flexible Repayment Plans

Flexible Repayment Plans

We work with your business to create a suitable repayment plan for your business.

No Complicated Business<br> Plans Required

No Complicated Business
Plans Required

We don't ask for complicated business plans or projections. On most occasions, we just need to see your business bank statements.

Any Business <br>Purpose

Any Business

Cashflow buffer, tax payments, stock purchase, wages and PAYE payments - we provide funding for all your business needs.

Are You Eligible?

  • 3+

    3+ months

  • England or Wales

    Limited company registered in England or Wales

  • £2,500

    At least £2,500
    monthly revenue

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Maria Dolan

Customer Testimonials

We needed the funding to increase our showroom presence and have more output in our factory. I chose Cubefunder after initially being declined a loan with my business bank.

Maria Dolan
Westley Brown

Customer Testimonials

We’ve been a Cubefunder customer for 2 years now. No frustrations what so ever. Very easy to deal with.

Westley Brown
WBM Scaffolding
Simon Llewellyn

Customer Testimonials

Cubefunder was one of the only lenders that would lend us money because my credit rating was damaged trying to build the company over 10 years which is still running.

Simon Llewellyn
The Sausage Revolution

Funding for all small businesses

We have lent over £15 million to over 100 different
business across England and Wales.

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wedo wedo wedo wedo

Want To Know More?

Here are some questions our customers ask. If there’s anything
we haven’t covered here, check our FAQ

Minimum: £5,000, Maximum £100,000. The minimum term is 3 months, maximum 12 months for new applicants. We will be able to offer additional funding dependent on the current standing of your account with us.

We do not lend to start-ups that are pre-revenue. Our minimum requirements are that you must be able to provide business bank statements with at least 3 months of revenue.

At this time, we only offer financing to companies that are registered in England or Wales.

Yes, we will take into account more than just your credit score and review if you will be able to afford the repayments. Cubefunder always lends responsibly, and therefore we need to see that your business can afford repayments. We also urge you to seek professional advice before taking on a loan.

The minimum term is 3 months, maximum 12 months for new applicants.

We have no early repayment charges. You only pay the charges for the time you have had the loan.

Each loan is priced individually with a fixed cost of credit and a pre-agreed tailor-made repayment plan designed to suit your business’s cash flow variances. We can give you a quote after we have reviewed your business and determined the level of risk and affordability for your situation.