Business Loans
Done Differently

Choose 5K-100K & your repayment
period for a fixed cost – no matter
how long you borrow for.


No default charges for late payment
No charges for early payment

Representative example: Borrow £10,000 for 12 months at 51.45%
representative APR. Interest rate of 30% p.a. (fixed). Total amount
repayable is £13,000. Actual rate may vary based on circumstances.

A modern lending solution for businesses like yours.

  • Flexible Tailored repayments

    All businesses have times where cashflow is tight. Unlike traditional banks, we work with you to ensure the repayment plans match your cashflow.

  • Live UK lending centre

    At Cubefunder we have an experienced team of decision makers to help you complete your application and see your loan through to being deposited in your bank.

  • No APR, one fee to borrow

    Your company’s loan will have a fixed cost of credit agreed with you at the start. Provided you stay in touch and advise us if your circumstances change, there will be no additional interest charges.

  • No complicated cashflows or business plans needed

    Our application process is simple. Apply online, we help you complete over the phone if you get stuck, show us you have a well run business with a sound revenue flow, and if we are happy with it, we provide you with a loan and repayment plan that suits you.

  • Founded by entrepreneurs to help small businesses

    We understand why businesses need loans to prosper, because Cubefunder was founded by business people that share your values.

  • We lend our own money

    When we lend, the loans come from our own cash, we have no savers or depositors, which means that you deal with the same people from application, through the management of your loan, to any further loans you may require.

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Here is a list of the common types of business we lend to. However, if you can’t see your business below, don’t let that stop you from applying

Retail Businesses

Bars & Restaurants

Hotels and B&B

Hair & Beauty

Dentists & Opticians


Auto Garages & MOT

Online Businesses and many more..


Reasons for Borrowing

Here is a list of the common purposes that we loan to assist with. This is not an exhaustive list, we will consider any valid business purpose including plugging cash flow gap ahead of a rent or VAT quarter.



Fund an Order

Marketing Campaign

Expand your Business

Plug a Cashflow Gap

Business Opportunity That Can't Wait

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How it Works

Cubefunder is built on the belief that a lender should ensure its loans fit the borrower, not try and shoe-horn its customers into a set of rigid rules invented in a bank boardroom.

Fast Access to Capital

We don’t want to see you spending weeks preparing complicated cashflows and business plans in the hope that they make you ‘fit the box’. The future for small businesses relies on being able access capital to finance future growth, and Cubefunder is dedicated to providing fast finance.

Fixed Cost Credit

We add one charge when you borrow and every repayment means that your loan balance reduces.

You can apply online or by phone, or if you get in a jam we can talk you through the application while you are in your business.

Deal With Decision Makers

The decision makers at Cubefunder are people who have actually run a business, so you can be confident that the outcome of your loan application will be the right one for you and your business.

Apply Now
  • author_avatar

    Commercial Decorator


    Our Cubefunder loan really helped when we needed to fund the biggest job we had taken on to date.

  • author_avatar



    Thanks to the guys at Cubefunder. We had to buy and fit some slightly used extraction equipment. When the finance company knew it was not brand new (and 3 times the price), they didn’t want to know.

  • author_avatar

    Traditional Hairdresser and Barber


    Cubefunder came in with a loan where our bank simply couldn’t go fast enough. I came across four nearly new traditional Professional Barber’s chairs on eBay. Cubefunder did the loan based on our existing cashflow and the money was in our bank so we could bid and buy. Nice one!

  • author_avatar

    Bar Owner


    Thank Cubefunder! A new bar top and paid the rent quarter all out of one loan. Also, having low daily repayments, means that I can keep track of where we are with no big single repayments.

Brokers - Get in touch

Contact us today for information on how you can get started with CubeFunder

Awaiting your queries

Please contact us in any of the following ways:


Tel: 020 3137 2417

Post: Cubefunder

1, Thames Side, Windsor SL4 1QN

If you have a complaint please click this link