Takes less than 1 minute to apply online, we only require basic information like your contact details and your company name. No business plans or budgets required.
Within 30 minutes, our dedicated customer service team will reach out to get a better understanding of your business and your funding requirements.
As soon as we receive the required documents, our team will review your information and determine how much we would be able to lend to your business.
Final pre-fund checks, you sign the loan agreement, and we confirm where we send the loan.
Let down by the traditional institutions? We will still consider your application for a business loan.
From hotels to construction, you can count on our flexible and fast funding to help your business.
As long as you have been trading for at least 3 months, we will consider your business loan application.
A Cubefunder business loan can be used for any business purpose. Working capital, Rent, HMRC payments, cashflow buffer, etc.
Based on 74 reviews
Cubefunder has been a lifesaver for us over the last 18 months. We are delighted with our experience, and would not hesitate to recommend them.Luke Gleeson
Quick, simple, honest.... what more is there to say?Andrew Thorpe
Nice service and very quickScaffolding PL Ltd
Excellent customer service from Hayley, very helpful from start to finish! Happy...Karl Dodding
Great team to work with. We have received several loans from cubefunder...Ashish Patel
I have used Cubefunder twice for short term business loans and whilst they are expensive there are no early repayment fees which is what we were looking for.Alison Mercer
Great service. Very quick and efficient. Great customer care. These are the thin...Smilemaker Dental Practice Limited
Reliable funding group! Specially for small businesses...Greg Lumakin
Cubefunder were fantastic throughout the whole process of our loan process. Fast...Katie Cannon
Recently, ATS have reached out to Cubefunder, who’s staff and a particular Ms H...Michael Mansell
A Cubefunder unsecured business loan can be used for any business purpose. Here is a list of the common purposes that we provide a business loan for. This is not an exhaustive list, we will consider any valid business purpose including plugging a cash flow gap ahead of a rent or VAT quarter.Apply Now
Our short-term business loans come with a flexible repayment plan tailored for your business.
No late payment charges. No early repayment fees. No confusing APR, just a simple fixed cost of credit.
Simply complete our online application form and our friendly team will be in touch to progress your loan application.
Here is a list of the common types of business we lend to. However, if you can’t see your business below, don’t let that stop you from applying.
A fast and flexible lending solution for your small business financing needs.
No late payment penalties. If your business hits a speedbump, give our team a call and we will work with you.
We don't punish small businesses for being successful. We don't charge any fees for settling loans earlier than expected.
We work with your business to create a suitable repayment plan for your business.
We don't ask for complicated business plans or projections. On most occasions, we just need to see your business bank statements.
Cashflow buffer, tax payments, stock purchase, wages and PAYE payments - we provide funding for all your business needs.
Limited company registered in England or Wales
Minimum of £4,000
We needed the funding to increase our showroom presence and have more output in our factory. I chose Cubefunder after initially being declined a loan with my business bank.
We’ve been a Cubefunder customer for 2 years now. No frustrations what so ever. Very easy to deal with.
Cubefunder was one of the only lenders that would lend us money because my credit rating was damaged trying to build the company over 10 years which is still running.
What was important about why we chose Cubefunder was the fact that they actually sent someone physically out to meet with us, have a chat, see our environment, and see the challenges we were facing because of the pandemic.
We have lent over £26 million to over 300 different
businesses across England and Wales.
Here are some questions our customers ask. If there’s anything
we haven’t covered here, check our FAQ.
£5,000 to £100,000. The minimum term is 3 months, maximum 12 months for new applicants.
We will be able to offer additional funding dependent on the current standing of your account with us.
We do not lend to start-ups that are pre-revenue. Our minimum requirements are that you must be able to provide business bank statements with at least 3 months of revenue.
At this time, we only offer financing to companies that are registered in England or Wales.
Yes, we will take into account more than just your credit score and review if you will be able to afford the repayments. Cubefunder always lends responsibly, and therefore we need to see that your business can afford repayments. We also urge you to seek professional advice before taking on a loan.
The minimum term is 3 months, maximum 12 months for new applicants.
We have no early repayment charges. You only pay the charges for the time you have had the loan.
Each loan is priced individually with a fixed cost of credit and a pre-agreed tailor-made repayment plan designed to suit your business’s cash flow variances. We can give you a quote after we have reviewed your business and determined the level of risk and affordability for your situation.