How It Works

No Rigid Bank Rules

Cubefunder is built on the belief that a lender should ensure its loans fit the borrower, not try and shoe-horn its customers into a set of rigid rules invented in a bank boardroom. Our product is technology-based but always supported by a team of real people with real business experience that can help ensure the finance you receive is straight-forward, structured simply and zero hassle when it comes to making repayments.

Our platform makes it easy to provide the information we require to offer finance. Crucially, we can provide you with finance based on information about your business that in nearly all cases will be readily available to you and very little hassle to prepare. As a result, there is no need to spend weeks preparing complicated cashflows and business plans in the hope that they make you ‘fit the box’.

As any successful business owner will tell you, often the key to success is being able to seize opportunity when it arises. In today’s increasingly fast-paced business environment, this means when small businesses require access to funding they need it fast. This is why at Cubefunder we have dedicated ourselves to delivering the fastest possible service. Our application is simple and fast, the information we require is easy to share, our technology automatically creates tailored repayment plans and our approval process is managed within 24 hours once these steps are complete.

A Business Lender Run By Business People

At Cubefunder we understand that owning and running a business is not your typical ‘9 to 5′. From growing sales through to managing cashflow or negotiating with suppliers, running a business is a challenging experience which requires support and attention 24 hours a day, 365 days a year. That is why when we assessed the options available to business owners for getting funding, we concluded there needed to be something else. We believed there needed to be something more simple, more transparent and crucially more flexible. It was based on these principles that we started Cubefunder, a lender that allows business owners to access finance at fair rates with repayment plans that match the natural ebbs and flows of their business’ cashflow.

To ensure our product remains as simple as possible, we only add one charge when you borrow. After that, every repayment means that your loan balance reduces. Application is simple also. You can apply online or by phone and once your application is complete, our technology will create a payment plan that matches your cashflow. If your business goes through a period of change you can also restructure your payment plan at any time without incurring any default charges.

The decision makers at Cubefunder are people who have actually run a business, so you can be confident that the outcome of your loan application will be the right one for you and your business.