Flexible Business Loans

Limited Companies in England & Wales
Simple Small Business financing between £5,000 - £100,000, for any business purpose.

Apply Now

Use Our Flexible Repayment Calculator

Example: 12 Month Loan Term
*More terms available on application subject to status.

Are You Eligible?

  • 3+

    3+ months

  • England or Wales

    Limited company registered in England or Wales

  • £4,000

    Minimum of £4,000
    monthly revenue

How It Works

Funds within 48 hours.

  • 01


    Takes less than 1 minute to apply online, we only require basic information like your contact details and your company name. No business plans or budgets required.

  • 02

    Quick Call

    Within 30 minutes, our dedicated customer service team will reach out to get a better understanding of your business and your funding requirements.

  • 03


    As soon as we receive the required documents, our team will review your information and determine how much we would be able to lend to your business.

  • 04


    Final pre-fund checks, you sign the loan agreement, and we confirm where we send the loan.

Not Much Stops Us From Lending

Banks Said No

Let down by the traditional institutions? We will still consider your application for a business loan.

We Lend To Many Different Sectors

From hotels to construction, you can count on our flexible and fast funding to help your business.

Less Than 12 Months
In Business

As long as you have been trading for at least 3 months, we will consider your business loan application.

Backing Any Business Purpose

A Cubefunder business loan can be used for any business purpose. Working capital, Rent, HMRC payments, cashflow buffer, etc.

Excellent 4.5


Based on 107 reviews

Cubefunder has been a lifesave

Cubefunder has been a lifesaver for us over the last 18 months. We are delighted with our experience, and would not hesitate to recommend them.

Luke Gleeson
To the point....

Quick, simple, honest.... what more is there to say?

Andrew Thorpe
Nice service and very quick

Nice service and very quick

Scaffolding PL Ltd
Excellent customer service fro

Excellent customer service from Hayley, very helpful from start to finish! Happy...

Karl Dodding
Great team to work with

Great team to work with. We have received several loans from cubefunder...

Ashish Patel
I have used Cubefunder twice

I have used Cubefunder twice for short term business loans and whilst they are expensive there are no early repayment fees which is what we were looking for.

Alison Mercer
Great service

Great service. Very quick and efficient. Great customer care. These are the thin...

Smilemaker Dental Practice Limited
Reliable funding group

Reliable funding group! Specially for small businesses...

Greg Lumakin
Cubefunder were fantastic thro

Cubefunder were fantastic throughout the whole process of our loan process. Fast...

Katie Cannon
ATS - Thank you Hayley.

Recently, ATS have reached out to Cubefunder, who’s staff and a particular Ms H...

Michael Mansell
Funding Purpose

Funding For All Business Purposes

A Cubefunder unsecured business loan can be used for any business purpose. Here is a list of the common purposes that we provide a business loan for. This is not an exhaustive list, we will consider any valid business purpose including plugging a cash flow gap ahead of a rent or VAT quarter.

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  • Working Capital
  • HMRC Payments
  • Unexpected Bills
  • Rent/Rates
  • Wages/Salaries
  • Stock
  • Expansion
  • Cashflow Buffer
  • Refurbishment
  • New Contracts

Simple Business Loans

Flexible Repayment Schedule

Flexible Repayment Schedule

Our short-term business loans come with a flexible repayment plan tailored for your business.

No Extra Fees

No Extra Fees

No late payment charges. No early repayment fees. No confusing APR, just a simple fixed cost of credit.

Simple Application  Process

Simple Application Process

Simply complete our online application form and our friendly team will be in touch to progress your loan application.

As featured In

Sectors We Lend To

Here is a list of the common types of business we lend to. However, if you can’t see your business below, don’t let that stop you from applying.

The Cubefunder Difference

A fast and flexible lending solution for your small business financing needs.

No Late Payment <br>Penalties

No Late Payment

No late payment penalties. If your business hits a speedbump, give our team a call and we will work with you.

No Early Repayment <br>Penalties

No Early Repayment

We don't punish small businesses for being successful. We don't charge any fees for settling loans earlier than expected.

Flexible Repayment Plans

Flexible Repayment Plans

We work with your business to create a suitable repayment plan for your business.

No Complicated Business<br> Plans Required

No Complicated Business
Plans Required

We don't ask for complicated business plans or projections. On most occasions, we just need to see your business bank statements.

Any Business <br>Purpose

Any Business

Cashflow buffer, tax payments, stock purchase, wages and PAYE payments - we provide funding for all your business needs.

David Muniz

Success Stories

What was important about why we chose Cubefunder was the fact that they actually sent someone physically out to meet with us, have a chat, see our environment, and see the challenges we were facing because of the pandemic.

David Muniz
Outsider Tart
Stephen Thomas

Success Stories

Max at Cubefunder helped us access funds to grow and strengthen our customer relationships. Our growth has caused some cash flow issues, but we know Max will be there to help.

Stephen Thomas
Stephen DT Logistics
Simon Llewellyn

Success Stories

Cubefunder was one of the only lenders that would lend us money because my credit rating was damaged trying to build the company over 10 years which is still running.

Simon Llewellyn
The Sausage Revolution
Westley Brown

Success Stories

We’ve been a Cubefunder customer for 2 years now. No frustrations what so ever. Very easy to deal with.

Westley Brown
WBM Scaffolding
Maria Dolan

Customer Testimonials

We needed the funding to increase our showroom presence and have more output in our factory. I chose Cubefunder after initially being declined a loan with my business bank.

Maria Dolan

Funding For All Small Businesses

We have lent over £45 million to over 1,700 different businesses across England and Wales.

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Want To Know More?

Here are some questions our customers ask. If there’s anything
we haven’t covered here, check our FAQ.

£5,000 to £100,000. The minimum term is 3 months, maximum 12 months for new applicants.

We will be able to offer additional funding dependent on the current standing of your account with us.

We do not lend to start-ups that are pre-revenue. Our minimum requirements are that you must be able to provide business bank statements with at least 3 months of revenue.

At this time, we only offer financing to companies that are registered in England or Wales.

Yes, we will take into account more than just your credit score and review if you will be able to afford the repayments. Cubefunder always lends responsibly, and therefore we need to see that your business can afford repayments. We also urge you to seek professional advice before taking on a loan.

The minimum term is 3 months, maximum 12 months for new applicants.

We have no early repayment charges. You only pay the charges for the time you have had the loan.

Each loan is priced individually with a fixed cost of credit and a pre-agreed tailor-made repayment plan designed to suit your business’s cash flow variances. We can give you a quote after we have reviewed your business and determined the level of risk and affordability for your situation.

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