Cubefunder and LoanTube Partnership Drives SME Lending Success

Cubefunder and LoanTube Partnership Drives SME Lending Success

At Cubefunder, we pride ourselves on building strong, transparent relationships with our broker partners, so when we receive feedback like this, we know we’re on the right track.

We recently spoke to our partners at LoanTube, who shared their honest thoughts about working with Cubefunder, how our products support their clients, and how our API integration has helped scale their business.

A Partnership that’s making a real difference

“We’ve been working with Cubefunder for about a year now,” said Ankita, Product Manager at LoanTube. “Their products are a great fit for our clients, particularly those who struggle to secure funding through traditional high street banks.”

Our flexible approach and willingness to look beyond credit scores has helped fill a clear gap in the market, and brokers like LoanTube are seeing the results.

“The offerings are accessible, flexible, and tailored to real business needs with competitive rates. They’re easy to position because they fill a clear gap in the market, especially for SMEs that need speed, transparency, and a lender that understands the realities of day-to-day business challenges.”

Submitting deals? Seamless and efficient

One of the most transformative parts of our partnership with LoanTube has been the API integration.

“Thanks to the API integration, submitting deals to Cubefunder has become seamless and highly efficient,” Ankita told us.
“As soon as our system identifies Cubefunder as the right lender for a client, the application is sent through automatically.”

They’ve connected our API to their own AI-powered platform that pulls in real-time data from Companies House, credit bureaus, fraud checks, and more—so when a client is a match, everything flows instantly.

“Since going live with the API, our monthly funded value has tripled compared to previous levels.”

That’s exactly the kind of impact we want to have—removing friction, helping brokers focus on relationships, and ultimately funding more small businesses.

Fast decisions, Clear communication

Getting a “yes” for a client shouldn’t take weeks. That’s why speed and transparency are built into our process—and LoanTube sees that in action.

“Once open banking is completed, offers usually come through within hours,” Ankita said.
“The communication is clear, so it’s easy to keep clients informed and move quickly when needed.”

A standout client Success Story

LoanTube shared a great example of how we helped one of their SME clients not just once—but twice.

“One standout example is a cosmetics retailer specialising in hair and beauty products,” Ankita explained.
“They came to us for fast, flexible funding to grow their stock, expand their range, and invest in marketing. The process was smooth and highly personalised.”

The client later returned to fund a second, established business—with the same speed and ease. Now, they see both LoanTube and Cubefunder as long-term partners.

Service that supports growth

Of course, great products and tech only go so far without good people behind them. LoanTube also praised our broker team for their hands-on approach

“Our account managers are responsive, professional, and proactive,” said Ankita.
“As our volumes continue to grow, we’re hopeful for additional support to help manage the increased workload and maintain the same high level of service.”

We’re already working internally to ensure we scale our support alongside broker growth—because when our partners succeed, we do too.

What makes us different

We asked LoanTube what stands out about working with Cubefunder compared to other lenders. Their answer sums it up beautifully.

“It’s a unique blend of technology and personal touch,” Ankita said.
“The API drives scale, while the traditional approach—like meeting clients in person to sign the contract—adds trust and human connection. That combination sets Cubefunder apart.”

Feedback that drives us forward

We also asked what we could do better—and LoanTube gave us helpful suggestions.

“One area that could enhance the broker journey even further would be expanding API capabilities or offering a more automated tracking system,” Ankita suggested.

We’ve taken this onboard. In fact, we’re already exploring improvements to our broker portal and digital tools as part of our ongoing roadmap.

Final thoughts

Working with partners like LoanTube is exactly why we do what we do. We’re proud of how far we’ve come together—and even more excited about what’s next.

“LoanTube’s feedback is a testament to what can happen when cutting-edge technology meets human-focused service,” said Eloise Walker-Smith, our Broker & Partner Business Development Manager.
“We’re thrilled to support them as they grow and look forward to building on this success.”

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If you’re a broker looking for a fast, flexible lender that actually listens—we’d love to work with you.

📩 brokers@cubefunder.com
🌐 www.cubefunder.com

Read the Full LoanTube Testimonial Below

As part of our ongoing commitment to transparency and partnership, we’re proud to share the full testimonial from the LoanTube team about their experience working with Cubefunder.

How long have you been working with Cubefunder?

“We’ve been working with Cubefunder for about a year now.”

How would you describe our products?

“Cubefunder’s products are a great fit for our clients, particularly those who struggle to secure funding through traditional high street banks. The offerings are accessible, flexible, and tailored to real business needs with competitive rates. They’re easy to position because they fill a clear gap in the market, especially for SMEs that need speed, transparency, and a lender that understands the realities of day-to-day business challenges.”

How do you find our service levels?

“We’ve had a very positive experience so far. Our account managers are responsive, professional, and proactive in their support, which makes the process smooth for both us and our clients. As our volumes continue to grow, we’re hopeful for additional support to help manage the increased workload and maintain the same high level of service.”

Is it easy to get finance in place for your clients with Cubefunder?

“Yes absolutely. Cubefunder clearly fills a critical gap in the market by serving small business owners who are often overlooked by traditional lenders. Their proposition aligns strongly with LoanTube’s mission to make fair, transparent, and competitively priced credit more accessible to those who need it most.

Their product is flexible, fast, and designed for real business needs. The process is smooth. Once open banking is completed, offers usually come through within hours. The communication is clear, so it’s easy to keep clients informed and move quickly when needed.”

How do you find the process of submitting deals?

“Thanks to the API integration, submitting deals to Cubefunder has become seamless and highly efficient. As a tech-first organisation, we really value partners who offer robust digital connectivity, and the API has been a perfect fit.

We’ve integrated the API directly into our proprietary AI-powered platform, which aggregates real-time data from Companies House, credit bureaus, lender APIs, and fraud detection tools to build a comprehensive applicant profile. As soon as our system identifies Cubefunder as the right lender for a client, the application is sent through automatically. This has significantly reduced the need for manual input, improved data accuracy, minimised processing errors, and freed up our team to focus on high-value client interactions.

By streamlining the entire submission process, we’re now able to process applications much faster—from lead capture to funding decision. Since going live with the API, our monthly funded value has tripled compared to previous levels. That growth speaks volumes about how well the integration supports our workflow and overall business performance.”

Have you had any notable client success stories with Cubefunder?

“One standout example is a cosmetics retailer specialising in hair and beauty products. The client came to us seeking fast, flexible funding to increase inventory, expand their range, and invest in local marketing to boost footfall.

The process with Cubefunder was smooth, efficient, and highly personalised, which the client deeply appreciated. Shortly after receiving the first loan, they returned to secure funding for a second, already-established business. That too was funded by Cube Funder with the same level of ease and responsiveness.

The client now sees us and Cubefunder as long-term partners. It’s a great example of how the right lender, with the right approach, can build real trust and unlock growth across multiple ventures.”

What stands out to you about working with us compared to other lenders?

“It’s a unique blend of technology and personal touch. The efficiency of API integration drives efficiency and scale, while the traditional approach, like meeting clients in person to shake hands and sign the contract, adds a layer of trust and human connection that SMEs really value. That combination sets Cubefunder apart in the financial services space for us at LoanTube.”

Any feedback or suggestions for how we can improve our products, service, or broker experience?

“Overall, the experience has been great. One area that could enhance the broker journey even further would be expanding API capabilities or offering a more automated tracking system. This would help streamline processes even more and allow for faster deal flow. That said, existing communication and responsiveness already go a long way in making the process smooth and effective.”

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