9-month-business-loans

30

Mar

Business loans spread over 12 months

posted by: Gary

A report in the Financial Times on the 1st of March 2019 revealed that British businesses have been borrowing more than usual during the run-up to Brexit. An extra £9.2 billion was lent during the first month of the year, compared to the previous month – a significant increase says the story. Borrowing is by no means unusual for any company, of course, and in ...

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29

Mar

Government plans for boosting the local high street

posted by: Gary

Many boarded-up shops, a handful of charity shops, some fast-food restaurants, estate agents’ offices – and a dearth of pedestrians. That has become the ghost-like appearance of too many of Britain’s once iconic and bustling high streets. It is a decline worth reversing, as a policy statement during the Chancellor’s Autumn Budget in 2018 emphasised. Our Plan for the High Street In ...

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29

Mar

The importance of working capital

posted by: Gary

Your company doesn’t need to have been in business for long before you realise the critical importance of working capital – without it, you face financial difficulties at best and, at worst, the prospect of having to cease trading altogether. Here’s why. Working capital – a barometer of your company’s health Working capital is relatively easy to define. Credit reference agency ...

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20

Mar

Online business loans – an alternative to bank finance

posted by: Gary

Businesses often need to borrow funds to grow, realign or simply maintain the level of working capital they need. First, the bad news But traditional lenders seem steadily less forthcoming with those loans to businesses. Unfortunately, therefore, in its report for 2017/2018, the British Business Bank found that 70% of small enterprises chose to sacrifice expansion rather than seek a business loan and only 43% of them ...

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16

Mar

What is flexible business finance?

posted by: Gary

Have you ever struggled with the seeming inflexibility of any business loan your bank may have offered you? It might prove a long-winded process, involving all the checks mentioned in the Entrepreneur Handbook. A fairly rigid atmosphere is created from the get-go, when you are summoned to an appointment with the bank manager to explain just why you need the loan and what business ...

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12

Mar

Investing in high street businesses

posted by: Gary

The last thing any high street shop is likely to want is messing around with endless forms, creating business plans or detailed cash flow analyses, or arranging appointments with your local bank manager, all just to borrow the funds needed to keep your business afloat. Just as the success of your high street business is naturally important to you, so too is its role ...

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09

Mar

High street initiatives

posted by: Gary

Can the Great British high street be saved? It lies at the very heart of so many communities, yet in too many cases seems to have taken on a ghost-like appearance of boarded-up shops and little-visited communal space. Yet there is good news too – borne on the wings of successful high street initiatives which appear to have breathed new life into otherwise fading ...

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