What is the difference between P2P and balance sheet lending?
posted by: Jason Hulott
Short-term business finance is what keeps many companies afloat. It enables the business to rise to challenges and opportunities which come its way, provides funding for company expansion and a myriad of essential projects which enhance the performance and success of the enterprise. Two of the major sources of such short-term business finance are balance sheet lending and P2P lending. In that both ...
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Finding unsecured business loans
posted by: Jason Hulott
Unsecured loans represent a straightforward way of borrowing, suggests the publicly-funded Money Advice Service, since they do not need you to offer your assets as security against the loan. Unsecured business loans, therefore, have the principal advantage of you not putting at risk any company or personal assets otherwise used to secure your borrowing against the risk of your defaulting on repayments. Unsecured business ...
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Business finance options
posted by: Jason Hulott
Any limited liability company needs business finance. Initially, that is likely to come by way of the start-up capital invested by the founders of the enterprise and successful trading may lead to the accumulation of retained profits which keep its working capital reasonably well topped up. Rarely, however, does this suffice and – sooner or later – the company needs to consider further business ...
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Acquiring working capital
posted by: Jason Hulott
Why is a positive working capital balance so critical to your company? Defined as the net balance of your current assets minus current liabilities, the simple equation for working capital illustrates that a positive working capital balance is critical to your ability to continue trading. If current assets exceed current liabilities, you are able to meet your debts as and when they fall due. ...
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Beginners guide to business loans
posted by: Jason Hulott
Throughout the course of normal trading operations, practically any company needs to call on additional external funding. The extra finance may be required for any number of reasons, including for example: The need for business finance boosting your company’s working capital or resolving temporary cashflow problems; launching a new project range, with the marketing campaign to go with it; seizing a new business ...
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