alternative-merchant

30

May

Disadvantages of merchant account loans

posted by: Jason Hulott

In the past decade or so, the high street bank which once provided the most obvious source for a business cash advance has generally become more reluctant to provide those funds – especially since the financial crash of 2008. In its place, a number of alternative sources of funding have been developed, including what are known as merchant account loans. Merchant account loans Merchant account ...

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business-lending

25

May

Getting a business loan

posted by: Jason Hulott

Getting a business loan was traditionally a simple question of approaching your local bank manager for the necessary funds. The financial crisis of 2008 not only exposed some of the flaws in the banking system but also made banks considerably more wary of lending to small and medium-sized businesses (SMEs). That wariness continues some ten years later. A story in the Financial Times on the 30...

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new-business

22

May

Alternatives to business cash advances

posted by: Jason Hulott

Traditionally, it has often been quite difficult for small businesses to raise finance for their business. Indeed, a paper written by the Centre for Responsible Banking and Finance and published by the Financial Conduct Authority, suggests that the difficulty has presented an “intractable” problem for small businesses for almost a century. Conventionally, banks have shouldered the principal responsibility as a source of external ...

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loans-credit-checks

11

May

Unsecured business loans

posted by: Jason Hulott

Your business may need to borrow money for any number of reasons. The type of business loan you choose is likely to reflect your underlying need for access to such external funding, and this falls into one of two broad categories: Secured loans where your need is for a substantial investment – for the purchase of new company headquarters, a complete refit of plant ...

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05

May

Online business loans FAQs

posted by: Jason Hulott

What are online business loans? If you are the owner of a small or medium-sized enterprise (SME), and you need an injection of funds quickly, online business loans typically can provide a simple, streamlined and speedy solution. Here at Cubefunder, we aim not only to get the funds to you as quickly as possible, but to tailor the borrowing to meet your specific business ...

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