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30

Nov

Winter health safety tips in the workplace

posted by: Jason Hulott

As winter approaches, it is important to give extra consideration to maintaining the health and safety of your workforce. Well over a million people have reported injuries or ill health arising from conditions in their workplace, according to the website Business Advice, quoting surveys done by the Health and Safety Executive (HSE). This results in a loss of productivity for your business as workers ...

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30

Nov

Getting the best out of exhibiting at a tradeshow

posted by: Jason Hulott

A tradeshow offers an exceptional opportunity to show your physical presence in the marketplace – a chance to unveil your goods and services, for others to meet the faces and personalities that make your company tick, to meet some of your customers, and to learn from those who might be rivals or collaborators in similar lines of business to your own. That physical presence ...

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start-up-business-loans

27

Nov

Importance of video in your business

posted by: Jason Hulott

As much as a third of all the time connected to the internet is spent watching videos, according to a posting by the UK’s Market Inspector on the 3rd of August 2018. By the year 2020, says the same source, a staggering 82% of all web traffic by consumers will comprise watching videos. The statistics are enough to confirm the importance of video in your business. ...

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24

Nov

Using Facebook to promote your ecommerce business

posted by: Jason Hulott

As at the end of September 2018, Facebook claimed some 2.27 billion active users worldwide, according to Statista. Opening the door onto such a huge potential marketplace, how do you go about using Facebook to promote your ecommerce business? The key to using this social media platform for increasing your sales is Facebook ads – a competitively-priced way of advertising in a way that fosters greater ...

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business-funding

24

Nov

Things to add to your digital marketing

posted by: Jason Hulott

For most companies, the lion’s share of the marketing budget now goes on digital marketing. To make sure that you are making the most of the opportunities you are buying into in this way, let’s take a look at some of the major digital marketing trends for 2019 and spot those things you might add: Voice search consumers seem to be growing tired ...

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loans-credit-checks

22

Nov

Business Apps for working on the go

posted by: Jason Hulott

Many small companies are on the road a lot – if you are running a company employing teams of tradesmen, for example, business depends on it. To ensure that you and your workforce are not only fully in touch, but also plugged into the financial and organisational demands of the company, an increasing number of business apps are there to help: Management, organisation and ...

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20

Nov

Why are customer avatars important?

posted by: Jason Hulott

The digital age has thrown up a number of terms that have taken on new and distinctive meaning – avatar is one of them. You might have come across the word to describe the players in some video game (or the block-busting film of the same name), but the concept of an avatar has crept into a number of much broader areas and now ...

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online-business-loans

17

Nov

Improve your Amazon sales

posted by: Jason Hulott

It seems barely credible, says the website Ecommerce Platforms, that it is only 20 years ago that Amazon started out as a modest online bookstore to become today’s biggest internet retailer. By trading on Amazon, your business has the chance of joining a market in which an estimated $88,000 is spent by consumers every single minute of the day. So, how do you improve your ...

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start-business

16

Nov

Building a brand

posted by: Jason Hulott

Like any company, you have probably spent a good deal of time, effort and money in developing your unique brand – it is what your customers recognise, after all, and the banner under which you hope to attract many more potential customers. Just as likely, however, you may have allowed your brand to stay as it is, to remain little changed in a fast-changing ...

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business-lending

15

Nov

20 offline marketing ideas to consider

posted by: Jason Hulott

In this age of the internet, it may be easy to overlook the importance of local, offline marketing. As Business Matters magazine reminded us on the 3rd of February 2018, however, not everyone has access to the internet and even those who do have particularly local concerns and interests that no website can adequately address. So, here are 20 offline marketing ideas to consider: Business cards ...

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12

Nov

Using data in your business

posted by: Jason Hulott

Credit reference agency Experian explains why the data used by your business is not only important but why you need to maintain the best quality data possible: data holds fundamental information about existing and potential customers; the accuracy of that information determines the effectiveness of your marketing; the data you collect on your customers’ preferences and tastes may help foster loyalties that last for ...

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09

Nov

Merchant marketing tips

posted by: Jason Hulott

Keeping your marketing fresh and innovative is a way of reinvigorating your whole brand – and, by doing so, helping to attract new customers and to retain the interest and loyalty of existing ones. So, here are some merchant marketing tips and suggestions to help you do just that: Social media what is true for the rest of the world remains just as valid ...

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new-business

06

Nov

Business development trends to look at for 2019

posted by: Jason Hulott

Developing and growing your business is something that requires close and constant attention – no business in the modern world can afford to stand still. One of the major driving forces behind business development and growth today is digital technology and the connectivity of all your operating systems. Harnessing the considerable power of those digital trends requires an understanding of the direction in which ...

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merchant-alternative-transaction

04

Nov

Taking payments

posted by: Jason Hulott

By the end of 2017, government figures reveal that there were some 5.7 million small and medium sized businesses in the UK. Yet only around a half of that number are yet accepting payments from customers by way of debit or credit cards, according to the Global Banking & Finance Review on the 17th of May 2018. Couple this with the latest statistics on the widespread use ...

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business-loans-for-taxes

03

Nov

Do you need a smart office?

posted by: Jason Hulott

Walk into any office and you will find an environment quite different to the same one just a few years ago. There has been a revolution in office technology – and that applies not only to the systems and software we use for word processing, spreadsheets and accounts, but for communications, ambient temperature control, and even sensors which track the movements of your staff. ...

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start-up-business-loans

29

Oct

Financing expansion of your Amazon business

posted by: Jason Hulott

How big is your customer base? Do you count the number of your existing and targeted customers in the hundred or in the thousands? How would you like to expand that potential customer base to 310 million buyers? That is the staggering number of customers around the world claimed by Amazon. Subscribe to Amazon Business By the end of last year, some 90,000 enterprises in this ...

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24

Oct

Online finance for tradesmen

posted by: Jason Hulott

According to an article in the Telegraph newspaper on the 24th of August 2018, business is booming in the construction industry, with companies in fierce competition to recruit tradesmen. This is good news, of course, for the companies involved in such a buoyant construction industry – provided they have sufficient finance to rise to the challenges presented by this growing marketplace. That involves not only ...

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18

Oct

Business finance solutions for Amazon FBA sellers

posted by: Jason Hulott

FBA stands for Fulfilment by Amazon – so, what does that mean? Fulfilment by Amazon (FBA) By joining the ranks of Amazon FBA sellers, you gain access to a suite of logistics solutions that help you complete and fulfil the orders you receive from customers of your Amazon Business account. This resolves one of the major hurdles in expanding your business, since it ensures ...

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18

Oct

Business loans FAQs

posted by: Jason Hulott

Why might I need a business loan? Every business is different, of course, and small to medium sized companies may need business loans for a whole host of reasons, for example, to: seize a business opportunity that suddenly turns up – even unexpected disasters might be turned around into business opportunities, argued a story in the Telegraph newspaper on the 16th of May 2018; generally ...

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loans-credit-checks

06

Oct

Brief guide to business loans

posted by: Jason Hulott

Like many another company, there are probably times when you need a business loan – to make up a temporary shortfall in your working capital or cashflow, launch a new project, re-equip your premises, or expand the business, to give just a few examples. Here is a brief guide to the business loans you might be considering: Bank loans traditionally, the stalwart provider of ...

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online-business-loans

06

Oct

Selling on Amazon

posted by: Jason Hulott

On the 4th of September 2018, the Washington Post announced that Amazon had become only the second company in the world (after the tech giant Apple) to be valued at over $1 trillion. As the newspaper suggested, Amazon has become a one-stop shop for virtually any product for millions of households worldwide. In fact, the company boasts more than 300 million customers around the world, 50 million of ...

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04

Oct

Online business bank accounts

posted by: Jason Hulott

When you set up your limited liability company, you established a separate legal identity for your business. Since it is a separate legal entity, your company also needs a business bank account – to receive payments from your customers, make payments for goods, services and supplies you buy in, and to keep separate formal records of all the financial transactions made by your company. ...

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business-funding

01

Oct

Insurance for your business

posted by: Jason Hulott

Have you ever considered the importance of insurance for your business? As accountants Abacus warn, in the absence of suitable business insurance, your business risks losing significant – and costly to replace – assets or may even face the prospect of going under completely. With adequate business insurance in place, your company may weather even a major disaster, be up and running again in ...

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merchant-alternative-transaction

28

Sep

Asking for referrals

posted by: Jason Hulott

The commercial health and success of your company depends on its customer base – a base of existing customers and the new customers somewhere out there that you are hoping to attract. It’s that second population of potential customers of course that may be hardest to identify. How do you find them – other than to just sit back and hope that, one ...

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28

Sep

What are business loans?

posted by: Jason Hulott

Here we’ll clarify some of the terminology used in business loan discussions. These represent some of the questions Cubefunder’s customers have asked over time. Business loans This term is used to describe any form of lending that’s made to a company which is a defined and registered legal entity – such as a Limited Company (LTD) or Public Limited Company (PLC). ...

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google-shopping

26

Sep

Driving more sales to your ecommerce store

posted by: Jason Hulott

Any company in the business of selling goods is likely to have an ecommerce store these days. It’s one thing to ramp up the number of visitors to your online store, but converting visits to active leads and sales is another. What’s likely to lie behind that conversion rate? How might you drive sales to your ecommerce store? And how much is ...

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business-tax-loans

24

Sep

5 places every business should be online

posted by: Jason Hulott

Why does any company – from the mightiest to the modest – maintain an online presence? The internet may act as that all-important interactive window on the world, through which you inform potential customers of everything you have to offer and encourage them to buy your goods or services. In a word, that online presence represents your key to effective advertising. You might already ...

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loans-credit-checks

24

Sep

Been declined by your bank for business finance?

posted by: Jason Hulott

If the bank has just declined your application for business finance – and a recent news article reports that the number of bank-funded business loans are declining - a number of emotions might be running through you. Perhaps you also consider that it was a judgment on the current state of your business? In practice, there may be a large number of reasons why ...

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funding-a-business

17

Sep

Accountancy software to run your business

posted by: Jason Hulott

Bookkeeping and accountancy – they are the bane of many companies’ lives. Essential as the tasks may be, they tend to consume a great deal of time and energy – not to mention expense. Increasingly, of course, many of the routine bookkeeping and accountancy routines you have grown accustomed to performing manually are being digitised. Indeed, HM Customs and Revenue’s (HMRC) initiative Making ...

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amazon-sellers

15

Sep

Online marketing tips for local business

posted by: Jason Hulott

Online marketing is one of the top priorities for any business these days – and many multinational companies have clearly invested considerable resources in developing the online tools to capture and retain major markets. Whilst you might not need all the bells and whistles of a national enterprise, online marketing may prove just as valuable to even the smallest local business – such as ...

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9-month-business-loans

15

Sep

Business cash advances – What are they?

posted by: Jason Hulott

Businesses need liquid cash to survive. Paying your day-to-day expenses is fundamentally important. The funds used to do so are typically referred to in accounting circles as your working capital. Unfortunately, sometimes your working capital can be reduced by unexpected events and fall to levels that mean you cannot sustain your daily activities. That’s where business cash advances can be invaluable. What causes ...

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12

Sep

Unsecured business loans

posted by: Jason Hulott

Here we will examine the typical characteristics of secured versus unsecured business loans. Limited companies It’s worth quickly re-visiting the basic foundation stone principle of a Limited Company. That status essentially means that the company is a separate legally-defined entity. It is able to enter into contracts and take on debts in its own name. It, rather than its directors and employees, is ...

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business-finding

04

Sep

Taking card payments

posted by: Jason Hulott

According to the magazine for SMEs, Business Matters, on the 5th of May 2018, as many as 2.6 million SMEs – that’s almost 50% of them – still do not accept card payments. The extent to which this failure to keep up with the times – and the loss of the competitive edge it might give those businesses – may be measured by the fact that ...

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online-business-loans

04

Sep

Online business loans for ecommerce businesses

posted by: Jason Hulott

Over the past decade, ecommerce has flourished. In the UK today, some sources cite the total value of ecommerce business in the UK to be in the region of £94billion. That’s starting to climb towards 20% of all UK retail spending. However, gaining access to that marketplace can sometimes be inhibited by a lack of funding. Why funding matters Here at Cubefunder we ...

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01

Sep

Importance of social proof

posted by: Jason Hulott

Have you decided that it’s time your company’s online presence had a make-over? The internet is today’s shop window, after all, so a timely investment in updating and improving your website and online marketing strategies is unlikely to go amiss. Indeed, funding that investment is probably the least of your worries. With a short-term, fixed rate, unsecured loan from us here ...

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ebay-sellers

29

Aug

Top 4 business apps

posted by: Jason Hulott

In a modern and complex business world, most enterprises will benefit from using some form of IT application support. This is the more commonly called a “business app” and there is a vast range to choose from. Below are just a few thoughts that we at Cubefunder consider might be useful to share with you if this is all new to you. Finance ...

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online-business

25

Aug

How to get working capital if your bank says “no”

posted by: Jason Hulott

There is an old joke to the effect that the only thing that’s worse than applying for a conventional bank loan, is subsequently being turned down! However, if such a refusal is starving you of working capital, it’s likely to be far from a laughing matter. If you find yourself in a similar position, you may find some of the following useful. ...

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small-businesses-finance

18

Aug

Growing your business

posted by: Jason Hulott

Many, perhaps most, business leaders like to think that they will be able to grow their business. Here are a few thoughts about some of the options you might be facing if you’d like to expand your commercial activities. Growing your share of wallet One of those places to look is your existing customer base. It’s perhaps unlikely that you are currently ...

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12

Aug

Types of Business Loans

posted by: Jason Hulott

Here at Cubefunder, we are very aware that the array of different types of loans and the terminology associated with them can be baffling at a first glance. In a brief piece of this nature, we cannot outline every single product and its implications! However, we will try to summarise here some of the main categories and the principles that differentiate them. Debt finance ...

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08

Aug

Come and meet Cubefunder at SMELive

posted by: Jason Hulott

SME Live is the biggest Business, Marketing and Technology event in the Midlands and the best business growth event in the UK. Taking place at the NEC on the 16th & 17th October, the 2-day exhibition and conference will welcome over 5,000 established, ambitious and growing small business owners and operators to meet with 200 international, national and regional specialist exhibitors. Come and meet us, we ...

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04

Aug

Short-term business finance

posted by: Jason Hulott

As a successful business owner, CEO or CFO, you need to have a number of tools at your disposal if you are to manage your business towards success. One of those that’s potentially very useful is the short-term business loan. Why these might be required Relatively few businesses might be in the fortunate position of being categorised as being “cash rich”. For ...

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30

Jul

Benefits of a 6-month business loan

posted by: Jason Hulott

There are some very good reasons why you may wish to consider a 6-month business loan as opposed to one which runs over a longer term of say 12 to 18 months etc. Here we will look at some of the fundamental issues associated with your decision as to which term to select. Shorter-term equals a faster repayment This may appear to be a case of ...

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business-lending

25

Jul

Advantages of 12-month business loans

posted by: Jason Hulott

Debt management is one of the most critically essential skills for business leaders to master to ensure the success of their enterprise. As a science, debt management is not something that can be covered in any depth here! However, it is possible to make some general statements relating to debt and 12-month business loans. Why debt is necessary It’s important not to drift ...

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merchant-alternative-transaction

22

Jul

Short-term business loans

posted by: Jason Hulott

In what follows, we’ll be taking a quick look at short-term business loans and how they operate. The basics The “term” of a loan is simply the period over which the funds will be advanced and repaid. Typically the term starts at the time the funds are advanced, and it concludes when the final repayment is made in line with the agreed ...

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11

Jul

Guide to business loans

posted by: Jason Hulott

Business loans are sometimes essential when you are trying to advance and grow your enterprise. Even huge multinationals sometimes need to “go to the market” to secure funding for one purpose or another. A single blog of this nature cannot give an in-depth guide to every issue connected with business loans. It can, though, pick out a few essential generalities that are worth ...

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05

Jul

What are online business loans?

posted by: Jason Hulott

Finance is the lifeblood of business. That’s an often-expressed sentiment but what does it actually mean and how does it relate to online business loans? The mythology of business loans Once upon a time, a business going to the market for a loan was often considered to be an indication that it was entering stormy waters. Of course, that can be the case ...

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small-businesses-finance

28

Jun

Getting an online loan

posted by: Jason Hulott

It is a fast-moving world, you are up to your eyes with a business to run, and you need to raise an unsecured, fixed-rate business loan. Which would you prefer? an appointment with your local bank manager in a few days time, for which you need to prepare detailed financial statements of your company's prospects, followed by the wait while your application is considered? ...

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25

Jun

Why short term loans from Cubefunder?

posted by: Jason Hulott

If you have ever approached your bank for an unsecured business loan, you might well have been asked to provide a detailed business plan, the business case for the use of the funds, and extensive cashflow projections in support of your application. By way of compensation, you might be offered what appears to be the luxury of several years in which to repay any ...

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amazon-sellers

22

Jun

Business banks – the challengers

posted by: Jason Hulott

Ten years have passed since the financial crisis of 2008 and in that time traditional patterns of British banking have undergone a sea change. Although the changes have been seen across the whole banking community, the latest challengers to established institutions are poised to revolutionise business banking. Since newcomers are appearing on the scene all the time, the picture is subject to still further change, ...

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new-business

18

Jun

How do small business loans work?

posted by: Jason Hulott

Small is a relative concept, of course, and may depend on the size of your company and the reasons for your looking to borrow funds. But let’s consider some of the principles of small business loans and see how they work. Long-term business loans There may be times when your company needs to borrow a substantial amount of money – if the takeover ...

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loans-credit-checks

14

Jun

Unsecured business loans vs. secured business loans

posted by: Jason Hulott

Unsecured business loans allow you to raise funding for your enterprise without the risks associated with secured loans. Therefore, it might be helpful to review the essential differences between these two sorts of borrowing. Secured business loans A secured loan is just that – one that is tied to and backed up by your pledge of a significant asset or assets as security to ...

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google-shopping

09

Jun

Online business loans FAQs

posted by: Jason Hulott

Why apply for my business loan online? Speed and simplicity – the two words that probably best sum up the advantage of applying for your business loan online. The online process begins with your entering the amount you want to borrow, the repayment period and a few details about your company. The power of the internet allows a decision in principle to be given ...

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alternative-merchant

30

May

Disadvantages of merchant account loans

posted by: Jason Hulott

In the past decade or so, the high street bank which once provided the most obvious source for a business cash advance has generally become more reluctant to provide those funds – especially since the financial crash of 2008. In its place, a number of alternative sources of funding have been developed, including what are known as merchant account loans. Merchant account loans Merchant account ...

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business-lending

25

May

Getting a business loan

posted by: Jason Hulott

Getting a business loan was traditionally a simple question of approaching your local bank manager for the necessary funds. The financial crisis of 2008 not only exposed some of the flaws in the banking system but also made banks considerably more wary of lending to small and medium-sized businesses (SMEs). That wariness continues some ten years later. A story in the Financial Times on the 30...

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new-business

22

May

Alternatives to business cash advances

posted by: Jason Hulott

Traditionally, it has often been quite difficult for small businesses to raise finance for their business. Indeed, a paper written by the Centre for Responsible Banking and Finance and published by the Financial Conduct Authority, suggests that the difficulty has presented an “intractable” problem for small businesses for almost a century. Conventionally, banks have shouldered the principal responsibility as a source of external ...

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loans-credit-checks

11

May

Unsecured business loans

posted by: Jason Hulott

Your business may need to borrow money for any number of reasons. The type of business loan you choose is likely to reflect your underlying need for access to such external funding, and this falls into one of two broad categories: Secured loans where your need is for a substantial investment – for the purchase of new company headquarters, a complete refit of plant ...

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05

May

Online business loans FAQs

posted by: Jason Hulott

What are online business loans? If you are the owner of a small or medium-sized enterprise (SME), and you need an injection of funds quickly, online business loans typically can provide a simple, streamlined and speedy solution. Here at Cubefunder, we aim not only to get the funds to you as quickly as possible, but to tailor the borrowing to meet your specific business ...

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28

Apr

Getting an online business loan for your business

posted by: Jason Hulott

Have you spotted a business opportunity just around the corner? Are the prospects too good to miss? Rising to the challenge may mean unexpected and previously unplanned expenditure on expanding your business, buying in new stock and supplies, purchasing additional equipment or machinery, launching a marketing campaign to capture the new business, or simply boosting your existing working capital. The answer to all these ...

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business-loans-for-taxes

21

Apr

How to get working capital

posted by: Jason Hulott

From the early years of running your business, you probably soon realised the importance of working capital. In case you are in any doubt, consultants Graydon have published a brief guide to the central role played by working capital in any business – its management needs to be a number one priority. The role of working capital Working capital plays such a central role ...

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friendly-business-loans

17

Apr

Funding business expansion

posted by: Jason Hulott

In this fast-changing world, few things if any, stand still. And that is true of your business. Since it changes along with the rapidly evolving environment in which you are operating, your goal is almost certain to expand the business – rather than see it contract. Although your retained profits may be one source of funding for the growth you require, specialist expansion finance ...

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10

Apr

Types of Business Loans

posted by: Jason Hulott

At least a half of all small to medium sized enterprises (SMEs), says the British Business Bank, seek some form of external funding. As the Institute of Chartered Accountants in England and Wales (ICAEW) explains in its Business Finance Guide, that external funding may take the form of equity finance or debt finance. The term debt finance takes its name from the fact that ...

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merchant-alternative-transaction

05

Apr

Why Cubefunder for business finance?

posted by: Jason Hulott

How do I find a simple and straightforward way of raising business finance? There are various ways in which businesses raise the finance necessary for a whole range of objectives and activities – including an expansion of the enterprise, marketing campaigns, investment in new plant and machinery, the acquisition of new premises, access to additional working capital, or the management of temporary shortfalls in ...

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30

Mar

Online finance for tradesmen

posted by: Jason Hulott

If you are a tradesman with a limited company, the success and financial viability of your business is the very key to your livelihood – you depend on your business. Here at Cubefunder, we recognise that core value you have as an independent tradesman – and it is the principle that informs many of our decisions on your creditworthiness as a borrower. After all, ...

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business-tax-loans

21

Mar

Brief guide to business loans

posted by: Jason Hulott

According to a briefing paper presented to Parliament on the 28th of December 2017, there are 5.7 million businesses in the UK, 99% of which are small and medium-sized businesses (SMEs). Any time one of those businesses wants to seize new market opportunities, expand the enterprise, refit or restock, fix a temporary cashflow problem, or fund essential new orders, it may turn to a business loan. How ...

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business-lending

17

Mar

Business finance for eBay sellers

posted by: Jason Hulott

How big is the market for your business? It’s a fundamental question likely to determine the financial viability of your business, your potential for attracting new customers and the prospects for future growth. By the end of 2017, the online retailing phenomenon eBay claimed a record 170 million plus customers worldwide, according to the website Statista. That represents quite some market. In short, eBay may ...

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online-business-loans

13

Mar

Looking to expand your Amazon business

posted by: Jason Hulott

In the eight months since its launch in April of 2017, Amazon Business claimed a sizeable 90,000 business users before the end of that year, in a move designed to capture a large slice of the estimated £100 billion British market in e-commerce, according to a report published by Business Insider on the 21st of November. Amazon’s “one-stop shop” Amazon’s clear aim has ...

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06

Mar

Overview of online business loans

posted by: Jason Hulott

Any small to medium size business in the UK is likely to find itself in a highly competitive environment. To stay abreast of that competition and to be able to seize every business opportunity that presents itself, you are likely to need access to additional funding – and access to it fast, preferably online and with the money in your bank within a short ...

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business-insurance

20

Feb

Types of Business Insurance

posted by: Administrator

If you are running a business, you will need to take measures to make sure you and your assets are protected. From the moment you start a business, you are opening yourself up to certain risks. Therefore, one of the first steps a business owner and entrepreneur should take is to make sure they have all the correct measures in place in terms of ...

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using-business-loan

05

Jan

Using Your Business Loan

posted by: Ciprian Hirlea

So you’ve got yourself a business loan, but how do you put it to use? The purpose of your loan, ultimately, is to enable your business to grow and succeed and for revenue to be generated. It is vital, then, that you implement you loan in the right places to maximise growth and success. But how do you do this? When planning how ...

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start-business

18

Dec

How to Start a Business

posted by: Ciprian Hirlea

Starting-up your own business need not be as difficult as you might imagine. However, it is important to know what kind of businesses there are before you jump into making plans for your first company. Furthermore, it can make all the difference knowing which kind of business arrangements are available to be utilised as well as the merits of each. Moreover, before thinking about ...

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08

Sep

Secured Vs Unsecured Business Lending

posted by: Ciprian Hirlea

There are a wide range of business lending options, all of which are able to help businesses progress, grow and expand by providing them the funding needed. Loans for businesses are separated into two distinct categories; secured and unsecured. Secured loans are secured against an asset or various high value assets acting as security on the loan in question. This means that should the ...

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business-funding

08

Sep

The Changing Face of Business Finance

posted by: Ciprian Hirlea

Most small business only need a small amount of cash, often up to around £20,000 to help them fund stock or bridge the gap while they are waiting for invoices to be paid. By the very nature of a short-term cash requirement, the need for the funds for the business needs to be fulfilled quickly. Sometimes this is achieved by the business applying for ...

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business-finding

25

Aug

Options for Business Funding

posted by: Ciprian Hirlea

Many businesses will go to their bank as a first port of call to obtain a business loan. The problem today is that the mainstream high street banks are slow to respond, have complicated and unfathomable rules, and tend to require excessive paperwork, cashflow reports and forecasts and business plans that many small businesses simply do not have the time to put together in ...

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merchant-loan-bowworing

25

Aug

How Businesses Can Use Loans

posted by: Ciprian Hirlea

Businesses often need cash in the form of loans or overdraft facilities to meet the cost-base of the business while it is growing, or to fund the working capital relating to a specific growth project. Both short term and long term loans are able to help with this in different ways and for different circumstances. In order for a business to grow from its ...

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merchant-loan

25

Aug

What is a Merchant Loan?

posted by: Ciprian Hirlea

A Merchant Loan, commonly referred to as a Merchant Cash Advance, is a loan that takes its repayments by deducting them from a business’ card, or merchant revenue. This is done through the credit and debit card payment terminals of the business. These loans are used as one of the forms of business loans available on the UK market to businesses looking for that ...

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