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using-business-loan

05

Jan

Using Your Business Loan

posted by: Ciprian Hirlea

So you’ve got yourself a business loan, but how do you put it to use? The purpose of your loan, ultimately, is to enable your business to grow and succeed and for revenue to be generated. It is vital, then, that you implement you loan in the right places to maximise growth and success. But how do you do this? When planning how ...

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start-business

18

Dec

How to Start a Business

posted by: Ciprian Hirlea

Starting-up your own business need not be as difficult as you might imagine. However, it is important to know what kind of businesses there are before you jump into making plans for your first company. Furthermore, it can make all the difference knowing which kind of business arrangements are available to be utilised as well as the merits of each. Moreover, before thinking about ...

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08

Sep

Secured Vs Unsecured Business Lending

posted by: Ciprian Hirlea

There are a wide range of business lending options, all of which are able to help businesses progress, grow and expand by providing them the funding needed. Loans for businesses are separated into two distinct categories; secured and unsecured. Secured loans are secured against an asset or various high value assets acting as security on the loan in question. This means that should the ...

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business-funding

08

Sep

The Changing Face of Business Finance

posted by: Ciprian Hirlea

Most small business only need a small amount of cash, often up to around £20,000 to help them fund stock or bridge the gap while they are waiting for invoices to be paid. By the very nature of a short-term cash requirement, the need for the funds for the business needs to be fulfilled quickly. Sometimes this is achieved by the business applying for ...

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business-finding

25

Aug

Options for Business Funding

posted by: Ciprian Hirlea

Many businesses will go to their bank as a first port of call to obtain a business loan. The problem today is that the mainstream high street banks are slow to respond, have complicated and unfathomable rules, and tend to require excessive paperwork, cashflow reports and forecasts and business plans that many small businesses simply do not have the time to put together in ...

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merchant-loan-bowworing

25

Aug

How Businesses Can Use Loans

posted by: Ciprian Hirlea

Businesses often need cash in the form of loans or overdraft facilities to meet the cost-base of the business while it is growing, or to fund the working capital relating to a specific growth project. Both short term and long term loans are able to help with this in different ways and for different circumstances. In order for a business to grow from its ...

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merchant-loan

25

Aug

What is a Merchant Loan?

posted by: Ciprian Hirlea

A Merchant Loan, commonly referred to as a Merchant Cash Advance, is a loan that takes its repayments by deducting them from a business’ card, or merchant revenue. This is done through the credit and debit card payment terminals of the business. These loans are used as one of the forms of business loans available on the UK market to businesses looking for that ...

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