Yes, at Cubefunder, we don’t make decisions simply based on arbitrary scores. We will look at your business as a whole before we make a lending decision. We will not instantly decline a loan solely based on a poor credit score.
If your business passes our affordability and loan criteria, we will be able to offer you the funding, even if you have a bad personal credit score.
We understand that a business may have its ups and downs and this may have had an adverse impact on your credit score. We will still consider applications from directors with poor credit so don’t let that stop you from applying for a business loan from Cubefunder.
Cubefunder was one of the only lenders that would lend us money because my credit rating was damaged trying to build the company over 10 years which is still running.Simon Llewellyn, The Sausage Revolution
Here is a list of common business purposes that we provide a loan for. This is not an exhaustive list, we will consider any valid business purpose including plugging cash flow gaps ahead of a rent or VAT quarter.
3 Simple Steps
We only require basic information to start like your company registration number, trading address and the number of directors.
We will call you to get further information like your business bank statements to assess how much your business will be able to borrow
One of our team members will visit you at your place of business so you can meet our team and so that we can better understand you and your business needs.